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We permit 100% CLTV, (Combined Loan to Worth) Meaning we allow both the seller or one other private lender to finance the remaining 10% of equity as a second observe. At Tidal Loans we provide as much as 100% repair and flip loans to Texas Real Property investors. We are going to finance as much as 100% of the acquisition and rehab value as long as the acquisition and rehab amount is inside our 70% of the ARV (After Repair Value). This is where an actual property investor uses an investor rehab loan to quickly safe a distressed actual property property, receive funding for the repairs, and get the property again listed on the market. This offers our borrower’s nationwide 100% repair and flip loans. For our investor’s other states. The one funds our shoppers must bring to the closing desk in this case would be the closing value That 10% is the amount the borrower would’ve needed to deliver to the closing table. (We lend nationwide except for Minnesota and North/South Dakota) We are going to fund up to 90% of the purchase worth and 100% of the repairs.
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